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Well I am going in for surgery on this Friday. I am getting Novasure Endometrial Ablation. Basically, they are going to burn the inside of my uterus off so I don't get my period anymore (and hopefully it will help with the accompanying mood swings and overall exhaustion that happens with the bloody time of the month)
What sucks is that DakotaCare(my insurance) only covers 80% until I've met my co-insurance of $500. And that's only AFTER I've met my deductible of $500. Well, I've met it, and then paid $118.02 on top of that for co-insurance. The surgery and hospital stay and such is estimated to cost about $9,000.00. and 20% of that is $1800, CERTAINLY more than the $381.98 I have to pay to get to my co-insurance cap. It still suck though, cause that's almost 2 whole weeks take-home pay for me *pout* Thankfully, my mom has offered to help me pay it. (Or at least loan me the money and let me pay it off in installments). I sure hope I've done everything correctly with the insurance. It will suck MAJOR ass if I made some sort of stupid mistake, and end up having to pay a bunch more. *sigh* $400 is MORE than enough considering I pay like $80 a month for this dumb insurance. :[
If my damn gall-bladder or pancreas is going to be a bitch and need to be removed, it BETTER do it before the end of this year, cause I don't wanna have to pay that $1000 again. You hear that, body? You're on freakin' NOTICE, you have 'til the end of the year to malfunction, after that, you better BEHAVE yourself!
On top of all those bills, I still owe my therapist, Dr. Thompson, around $500. (from the amount the insurance didn't cover because it was the deductible of stupidness) *sigh* I'm going to try to talk to her tonight when Jenn and I go in for our appointment and see if I can set up some sort of payment program. *grumbles* I'm a little grumpy with her because I kept ASKING her for a bill, but never got one 'til 2 months later, when it was a $500 bill :[ grrrrr.
Medical bills are made of Dumb :[
What sucks is that DakotaCare(my insurance) only covers 80% until I've met my co-insurance of $500. And that's only AFTER I've met my deductible of $500. Well, I've met it, and then paid $118.02 on top of that for co-insurance. The surgery and hospital stay and such is estimated to cost about $9,000.00. and 20% of that is $1800, CERTAINLY more than the $381.98 I have to pay to get to my co-insurance cap. It still suck though, cause that's almost 2 whole weeks take-home pay for me *pout* Thankfully, my mom has offered to help me pay it. (Or at least loan me the money and let me pay it off in installments). I sure hope I've done everything correctly with the insurance. It will suck MAJOR ass if I made some sort of stupid mistake, and end up having to pay a bunch more. *sigh* $400 is MORE than enough considering I pay like $80 a month for this dumb insurance. :[
If my damn gall-bladder or pancreas is going to be a bitch and need to be removed, it BETTER do it before the end of this year, cause I don't wanna have to pay that $1000 again. You hear that, body? You're on freakin' NOTICE, you have 'til the end of the year to malfunction, after that, you better BEHAVE yourself!
On top of all those bills, I still owe my therapist, Dr. Thompson, around $500. (from the amount the insurance didn't cover because it was the deductible of stupidness) *sigh* I'm going to try to talk to her tonight when Jenn and I go in for our appointment and see if I can set up some sort of payment program. *grumbles* I'm a little grumpy with her because I kept ASKING her for a bill, but never got one 'til 2 months later, when it was a $500 bill :[ grrrrr.
Medical bills are made of Dumb :[
